Commercial Real Estate Bridge Loans...

Developers seeking commercial real estate bridge loans for new construction projects and mezzanine loans for equity gap financings are now faced with having to find ways to bring more equity capital to the closing table or face the reality of a failed project.  Rainmaker Marketing Corporation (in conjunction with our affiliate) has created a new equity financing program that is based upon a multi-tiered structured financing approach to meet the goal of eliminating developers' reliance upon mezzanine and bridge loans to round out the capital funding plan for commercial real estate development financing.  

The goals of this program are cumulative - as more and more equity contributions are brought to the table, another "layer" of benefits are created, to wit:

1. Level One.  At this level, the goal is to provide enough capital contributions to allow the developer to close on a commercial real estate construction loan with no regard to the recourse and collateral pledge provisions the loan agreement may mandate ("get a loan at any cost"); then

2. Level Two.  At this level, the goal is to provide enough capital contributions to induce a commercial lender into providing a construction loan on a non-recourse basis and without cross-collateralization of the other assets of the developer ("get a loan that works"); then

3. Level Three.  At this level, the goal is to provide enough capital contributions to induce a commercial lender to make a non-recourse construction loan and allow the developer to withdraw the developer's seed capital prior to the end of the construction phase ("get a loan and an opportunity"); then

4. Level Four.  At this final level, the goal is to continue to provide equity contributions and apply these funds (net funds from real estate syndications) to debt retirement until the construction loan is retired/defeased ("get a loan, lock in an opportunity and kill competitors").